Insurance generally covers part of the detoxification process, or detox. Detox is the clearing of a substance from the body to pave the way for a clean recovery. This allows the individual to begin treatment completely sober, setting them up to transition into a recovery period unfettered by any lingering toxic influences from previously abused substance(s).
Detox programs can help people manage the withdrawal symptoms that may arise, some of which may be dangerous or life-threatening, depending on the drug. Medical professionals can administer medical and mental health interventions, when needed, and otherwise provide the support and supervision that an individual needs throughout the detox process. The price of these programs varies based on numerous factors.
Note: We try to offer the most updated information available regarding drug rehab insurance and alcohol rehab insurance. However, insurance health plan information does change quickly. Please check with your insurance provider to ensure that you have the most recent and correct information regarding your coverage.
Detox.net is an American Addiction Centers (AAC) resource and a leading provider to drug and alcohol detox care. AAC is in network with the top insurance providers in the US. Checking your insurance coverage at an AAC facility is free and secure. See if you are covered.
On average, detox costs $600 to $1,000 per day, though the price depends on the program.1 There are many factors that can influence the total cost of detox treatment. Some of these factors include:
On top of these program-specific cost variations, the price you end up paying for detox will vary widely based on your insurance plan. Programs differ in the insurance plans they accept and plans vary in the levels of care they cover. Make sure to ask your insurance provider about detox coverage when looking into program options.
Insurance mental health coverage will vary from one plan to another, based on the type of plan you have and what state you live in. There are various types of addiction treatment programs. These include:2,3
Insurance companies are required to cover basic health benefits, which include treatment for mental and behavioral health conditions and substance use disorders. These benefits must be comparable to the benefits for medical and surgical procedures. Substance abuse treatment, mental health services, and behavioral health services must be covered to the same extent that other health issues are.4
On top of this, insurance companies cannot deny coverage for pre-existing conditions, such as substance addiction. This means that you can apply for insurance coverage regardless of what stage of recovery you are in. Insurance can help to drastically cut the costs of detox and substance use treatment. Every insurance plan is different, but most plans will cover detox to some extent, if not completely. If you have insurance, call your company to ask about your plan.
Most group insurance plans, including rehabilitation insurance, are provided through your place of employment and are offered as a benefit to employees.
Some people, especially those who are self-employed and do not receive an employer-provided group insurance plan, have private insurance purchased directly through an insurance company.
Other people buy health insurance through the Health Insurance Marketplace. Anyone can buy insurance plans and receive healthcare benefits through this government-sponsored program, and many people with lower income also qualify for lower-cost plans through the Affordable Care Act.4
Public insurance includes programs such as Medicare and Medicaid. Medicare is a government-sponsored program that primarily insures people age 65 and older. Some people receive Medicare due to certain physical or mental conditions.5
Medicaid, another type of public health insurance coverage, is provided through the federal government. Medicaid is offered to people who meet certain criteria for income, and at times it also covers people with certain disabilities or younger children.6
Does insurance cover drug rehab? Most health insurance plans, including public and private insurance as well as group plans, include some form of substance abuse treatment insurance. Each plan is different. It is best to check with the insurance company at the phone number located on the back of your insurance card. You can also check your benefits online.
Learn more about some of the more popular insurance plans, including:
Whatever type of insurance coverage you have, whether it’s public, private, or sponsored by an employer or professional association, some drug rehab coverage is probably included. Contact your insurance company for a detailed explanation of the benefits available to you, or go to Detox.net to learn more about what your plan will cover.
When you call your insurance company, be sure to have your membership number on hand. If you have one, an insurance card may be especially useful to provide them with the information they will need in order to assess your cost situation. Here are some important things that you will want to get information on:
It is very important to get a professional assessment done because once you have an official substance use disorder or drug addiction diagnosis, you will have a better idea of what your insurance plan will cover.
Detox is a vital first step in the recovery journey. For help finding the best detox program to suit your needs, both personal and financial, call our helpline at 1-888-509-8965 Who Answers? . Take back your life today.